The Emotional Cost of Bad Credit

Was one of your New Year’s resolutions to save more money? Yeah. It ranks up there with

  • Eat healthy
  • Exercise more
  • Improve life

It’s hard, though, isn’t it?

You know what? You’re not alone. When I started sharing about my bad credit experiences, I was overwhelmed with supportive and encouraging comments. So many of you were or are in the same boat, and didn’t know it.

We think we’re alone and headed for a comedy of errors like Gilligan’s Island.

But the truth is, while our individual situations are unique, we have the opportunity to throw life rafts to each … read the rest. . .

Sweeten my tea and share:

Overcoming Bad Credit: Communication is Key.

At the beginning of the month, I posted about my experience with bad credit. I expected mixed results but the response was overwhelmingly favorable, and many of you thanked me for my transparency.

Truth be told, I didn’t share everything. Let’s face it: finances are a really private matter. I mean, it’s not like any of us are going to put our bank books on public display, right?

And why would you? Your life dynamics are just as personal as your wallet. Are you hearing me?

Every situation is different.

So why do the credit companies treat us all … read the rest. . .

Sweeten my tea and share:

Bad Credit.

You know me, right? You know when I usually put up a title it has a different or double meaning. So when you read “bad credit” I’m sure you’re thinking, She can’t really mean ‘bad credit’. It must be some trick word usage like ‘bad’ as in ‘sick’ or ‘awesome’ and ‘credit’ like those things that roll at the end of a movie. That’s it. This Girl saw an awesome movie and she’s gonna tell us all about it.

So, while that’s a fantastic interpretation of how my mind works at times, and maybe in the future I’ll use … read the rest. . .

Sweeten my tea and share:

TGIF: December 28, 2012

It’s the last Friday of the month, and the year.
I’ve had my Resolutions in place for over a week now.
A writing schedule. A work schedule. A home schedule.
A food budget. A recipe budget. A home budget. An emergency budget.

I have a plan. I plan… to plan.

Since July, 2011 I sort of flew by the seat of my pants. Until I started working again.
Without child support and only 35 hours a week, my income isn’t that great. But it’s mine. And I’m doing the best I can.

I have never wanted to go on Welfare. … read the rest. . .

Sweeten my tea and share:

Another TGIF

When I wrote my first TGIF post, I hadn’t planned on making it a staple of this Blog. But sometimes a person just stumbles upon what works.

That first post was soul-baring. This one, notsomuch. This one, I really am just thankful.

Today I get my second paycheck. I find it ironic that my first post let you in on my life of poverty; and here it is a few weeks later and I’m praising the payday. It’s not a lot. It won’t replace the missing child support. But it’s enough. I’ll make it enough. And that’s all I need.… read the rest. . .

Sweeten my tea and share: