Five Things Friday: Managing Credit

by Molly Jo Realy @RealMojo68

Money’s a touchy subject, right? As in,

DON’T TOUCH MY MONEY!

You work hard for it, only to have five cents left three seconds after you get paid.

Now, I know I’ve given y’all a few tips for saving a little here and there, but it’s been a while since I’ve taken you down my road to credit recovery. What is it about soul-baring posts that brings us closer together? Is is the security of knowing we’re not alone? That others are in the same boat? Yes. At least, for me.

It happened when I … read the rest. . .

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Five Things Friday: Pocket Changes

by Molly Jo Realy @RealMojo68

You know, we’re halfway through the year and I still haven’t reached all my goals. That private jet? In someone else’s name. Book deal? Workin’ on it. Owning a writers’ cafe? Yah. That’s on the back burner for a while longer. [See what I did there? Cafe? Burner? Sigh . . . ]

So, I’m sitting here thinking, egads! [True story. I actually said “Egads!” out loud. To no one except the fur family. Some days I’m glad they can’t talk English.] But back to it. I’m sitting here thinking, egads! I’ve been so busy … read the rest. . .

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The Emotional Cost of Bad Credit

Was one of your New Year’s resolutions to save more money? Yeah. It ranks up there with

  • Eat healthy
  • Exercise more
  • Improve life

It’s hard, though, isn’t it?

You know what? You’re not alone. When I started sharing about my bad credit experiences, I was overwhelmed with supportive and encouraging comments. So many of you were or are in the same boat, and didn’t know it.

We think we’re alone and headed for a comedy of errors like Gilligan’s Island.

But the truth is, while our individual situations are unique, we have the opportunity to throw life rafts to each … read the rest. . .

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Overcoming Bad Credit: Communication is Key.

At the beginning of the month, I posted about my experience with bad credit. I expected mixed results but the response was overwhelmingly favorable, and many of you thanked me for my transparency.

Truth be told, I didn’t share everything. Let’s face it: finances are a really private matter. I mean, it’s not like any of us are going to put our bank books on public display, right?

And why would you? Your life dynamics are just as personal as your wallet. Are you hearing me?

Every situation is different.

So why do the credit companies treat us all … read the rest. . .

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Bad Credit.

You know me, right? You know when I usually put up a title it has a different or double meaning. So when you read “bad credit” I’m sure you’re thinking, She can’t really mean ‘bad credit’. It must be some trick word usage like ‘bad’ as in ‘sick’ or ‘awesome’ and ‘credit’ like those things that roll at the end of a movie. That’s it. This Girl saw an awesome movie and she’s gonna tell us all about it.

So, while that’s a fantastic interpretation of how my mind works at times, and maybe in the future I’ll use … read the rest. . .

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